Wealthly
Everything Wealthly does

One app. Your entire money life.

Built around six pillars. Each one designed to feel obvious — and to disappear once it's working for you.

  • Ask Wealthly AI
  • Cash Flow Sankey
  • Net Worth tracking
  • Portfolio + dividends
  • 12,000+ institutions
  • Weekly Recap
01 · AI assistant

Ask Wealthly understands your money.

Type a question in plain English. Wealthly reads the data it needs — last month’s transactions, your dividend calendar, your retirement plan — and answers with numbers, not platitudes. Watch a live demo on the right.

  • Powered by Claude (Anthropic) with tool-use
  • 12 backend tools, all scoped to your data
  • 3 free questions/day, +3 via rewarded video ads
  • Unlimited on Premium
  • Refuses non-finance questions — no “sure, here’s a poem”
Ask Wealthly Advanced
You
Cash Flow
Export
This Month
+$320.73
In$9,066.85
Out$8,746.12
Flow
Income flowing to spending categories
Hover to isolate
Income$9,066.85Bills & Utilities$3,698.57Travel$1,351.60Shopping$827.42Other$643.01Food & Dining$534.00Misc$551.00
Top flows
  • Bills & Utilities
    $3,698.57
  • Travel
    $1,351.60
  • Shopping
    $827.42
  • Other
    $643.01
02 · Cash Flow Sankey

Where every dollar actually goes.

An interactive Sankey diagram traces income on the left into expense categories on the right. Hover any band to isolate its flow. Switch time-periods and watch the layout reshape live — try it on the right.

  • Time-range chips: This month, Last month, YTD, All time
  • Hover any band to isolate one category
  • Excludes transfers automatically (no double-counting)
  • Premium can export as PDF, PNG, or CSV
  • Custom Canvas drawing — fast even with 1,000+ rows
03 · Net Worth

Your whole picture, in one number.

Every account in your life rolls into a single Net Worth line. Three views in one: Overview for today, Retirement for the long arc, Scenarios for the what-ifs. Tap Retirement on the right and play with the inputs.

  • Accounts grouped by type (Cash, Investments, Credit Cards, Loans)
  • Range-aware delta pill (today vs. 1M / 3M / 6M / YTD / 1Y / All)
  • Retirement projection — edit inputs, recompute live
  • Monte Carlo scenarios on Premium
Net Worth
$290,342.86
+$2,450.30·Past Month
$Cash
2 · $22,108.40
  • M
    Online Savings ··21
    Marcus by Goldman Sachs
    $19,847.62
  • C
    Total Checking ··47
    Chase
    $2,260.78
↑Investments
3 · $180,674.96
  • F
    401(k) ··21
    Fidelity
    $108,754.92
  • V
    Roth IRA ··45
    Vanguard
    $59,432.18
+ 4 more accountsInvestments · Credit Cards · Loans
$95,586.78
+$4,356.65(+4.78%)Past Month
Holdings
Market Value
  • N
    NVDA
    22 shares
    $31,684.50
    +114.08%
  • V
    VOO
    62 shares
    $34,820.40
    +21.75%
  • AAPL
    75 shares
    $15,420.30
    +37.07%
  • O
    O
    220 shares
    $13,661.58
    −11.29%
04 · Portfolio & Dividends

Holdings, dividends — one portfolio.

Every stock, ETF, and dividend in one widget. Swap between Holdings and Dividends in the same view: live prices, gain/loss, and a sparkline on every row — then flip to see your annual dividend income, the next payment hitting, and a 12-month forecast. Try both tabs on the right.

  • Live prices throughout the trading day, with per-row sparkline trend
  • Cost basis, gain/loss, allocation, crypto + manual entry
  • Annual dividend income, yield %, and $/day at a glance
  • Coming-up countdown for the next dividend payment
  • 12-month rolling forecast bar chart, month by month
  • DRIP-aware — reinvested dividends auto-detected
  • Smart Money 13F filings on Premium
05 · Bank sync

Bank-level connections, zero friction.

Connect 12,000+ banks via Plaid and 80+ brokerages via SnapTrade — all from one screen. Wealthly auto-categorizes new transactions, surfaces re-auth requests honestly, and lets you refresh any institution with a tap. Click any row on the right to see it sync.

  • Plaid for banks, credit cards, and mortgages
  • SnapTrade for brokerages and crypto exchanges
  • Auto-categorization that learns from your edits
  • “Reconnect” surfaced clearly when a bank kicks you out
  • Manage every connection from a single screen
  • Premium feature
Connected Accounts
5 institutions · 12 accounts1 needs reauth
  • R
    RobinhoodSnapTrade
    5 accounts·Synced just now
  • C
    ChasePlaid
    3 accounts·Synced 2m ago
  • M
    Marcus by Goldman SachsPlaid
    1 account·Synced 5m ago
  • F
    FidelitySnapTrade
    2 accounts·Synced 1h ago
  • W
    Wells FargoPlaid
    1 account·Last synced 3d ago
Plaid for banks · SnapTrade for brokerages · bank-grade encryption end to end
May 18 – May 24
Done
Last Week
You earned
+$4,255.51
more than the week before.
Where it went
−$3,823.11
Income$4,469.14Bills & Utilities$2,000Travel$580Food & Dining$500Groceries$420Other$323
  • Bills & Utilities−$2,000.00$42.18
  • Travel−$580.00$280.00
  • Food & Dining−$500.00$250.52
  • Groceries−$420.00$27.77
  • Other−$323.11$18.40
06 · Weekly Recap

Last week, in one number.

Every Monday morning, Wealthly opens with the most notable thing about your last seven days — what you earned vs. spent, where the money went, and which categories shifted week-over-week. Switch weeks on the right.

  • Auto-generated every Monday — no setup
  • Week-over-week delta on every category
  • “Where it went” Sankey for the seven-day window
  • Tap a band or row to isolate one category
  • Available to Free and Premium
07 · Free vs Premium

Honest paywall. Nothing held hostage.

Free users get all the core tracking — Net Worth, budgets, transactions, Portfolio, Cash Flow Sankey, Weekly Recap. Premium adds bank sync, unlimited AI, PDF reports, and the things that make Wealthly feel effortless.

  • Single tier: $7.99/mo or $79.99/yr
  • 7-day free trial, cancel anytime
  • Free tier stays generous on purpose
  • No tier games — what's free, stays free
Feature
Free
$0
Premium
$7.99/mo
  • Net Worth, budgets, transactions
  • Cash Flow Sankey
  • Weekly Recap
  • Ask Wealthly AI
    1 / day (web)
    Unlimited
  • Bank sync via Plaid
  • Brokerage sync via SnapTrade
  • Auto-categorization
  • PDF + CSV exports
  • Smart Money / 13F data (iOS only)
  • Shared budgets (read-only on web)
  • Ad-free
7-day free trial
Cancel anytime. Free tier stays free forever.
See full pricing

See your money clearly.

Free to start. iPhone, iPad, and web. No surprises.

Get started — freeGet the iOS app